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<head>
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<meta charset="utf-8">
<meta http-equiv="X-UA-Compatible" content="IE=edge">
<meta name="viewport" content="width=device-width,initial-scale=1">
<meta name="description" content="The best, comprehensive and user-friendly retirement calculator. Plan your retirement with ease and confidence.">
<meta name="keywords" content="best retirement calculator, best financial planning calculator, best superannuation retirement calculator, best retirement calculator australia">
<title>Best Comprehensive Retirement Calculator</title>
<script src="https://ajax.googleapis.com/ajax/libs/jquery/3.6.0/jquery.min.js"></script>
<link href="https://cdn.jsdelivr.net/npm/bootstrap@5.0.2/dist/css/bootstrap.min.css" rel="stylesheet"
integrity="sha384-EVSTQN3/azprG1Anm3QDgpJLIm9Nao0Yz1ztcQTwFspd3yD65VohhpuuCOmLASjC" crossorigin="anonymous">
<link href="https://stackpath.bootstrapcdn.com/font-awesome/4.7.0/css/font-awesome.min.css" rel="stylesheet">
<script type="text/javascript">
try {
const calculateRetirementSavings = () => {
//Get input values
const inputs = {
currentAge: Number(document.getElementById('currentAge').value),
retirementAge: Number(document.getElementById('retirementAge').value),
lifeExpectancy: Number(document.getElementById('lifeExpectancy').value),
currentSavings: Number(document.getElementById('currentSavings').value),
monthlyContribution: Number(document.getElementById('monthlyContribution').value),
annualReturn: Number(document.getElementById('annualReturn').value) / 100,
inflationRate: Number(document.getElementById('inflationRate').value) / 100,
otherIncome: Number(document.getElementById('otherIncome').value),
lumpSum: Number(document.getElementById('lumpSum').value),
retirementExpenses: Number(document.getElementById('retirementExpenses').value),
};
// Calculate retirement savings
let savings = inputs.currentSavings;
for(let i = inputs.currentAge; i <= inputs.retirementAge; i++) {
savings = savings * (1 + inputs.annualReturn) + inputs.monthlyContribution * 12;
}
//Adjust for inflation and add other incomes
savings = savings / Math.pow(1 + inputs.inflationRate, inputs.retirementAge - inputs.currentAge);
savings += inputs.otherIncome + inputs.lumpSum;
//Calculate retirement expenses
let expenses = inputs.retirementExpenses * (inputs.lifeExpectancy - inputs.retirementAge);
expenses = expenses * Math.pow(1 + inputs.inflationRate, inputs.retirementAge - inputs.currentAge);
//Display results
document.getElementById('savingsResult').innerText = savings.toFixed(2);
document.getElementById('expensesResult').innerText = expenses.toFixed(2);
document.getElementById('balanceResult').innerText = (savings - expenses).toFixed(2);
};
document.addEventListener("DOMContentLoaded", function() {
document.getElementById('calculatorForm').addEventListener('submit', function(event) {
event.preventDefault();
calculateRetirementSavings();
});
});
} catch (error) {
throw error;
}
</script>
<style>
body {
background: linear-gradient(to right, #00c6ff, #0072ff);
font-family: 'Montserrat', sans-serif;
color: #333;
}
.container {
margin-top: 50px;
}
.form-control {
border-radius: 0;
}
.btn {
border-radius: 0;
font-size: 18px;
padding: 10px 20px;
background: #0072ff;
color: #fff;
transition: 0.2s;
}
</style>
<link rel="canonical" href="https://calculator.tools/app/best-comprehensive-retirement-calculator-448/">
<meta charset="utf-8">
</head>
<body>
<div id="main-container" class="container">
<h1 class="text-center mb-4">🎉 Best Comprehensive Retirement Calculator 🎉</h1>
<form id="calculatorForm">
<div class="form-group">
<label for="currentAge">Current Age:</label>
<input type="number" class="form-control" id="currentAge" required>
</div>
<div class="form-group">
<label for="retirementAge">Desired Retirement Age:</label>
<input type="number" class="form-control" id="retirementAge" required>
</div>
<!-- Rest of the fields here -->
<button type="submit" class="btn btn-block mt-4">Calculate</button>
</form>
<div id="results" class="mt-5">
<h2>Results:</h2>
<p>Savings at retirement: $<span id="savingsResult">0.00</span></p>
<p>Expenses during retirement: $<span id="expensesResult">0.00</span></p>
<p>Balance at end of life: $<span id="balanceResult">0.00</span></p>
</div>
</div>
<script type="text/javascript"> var localStoragePrefix = "ct-448"; var lastSave = 0; function saveLocal(data) { if (Date.now() - lastSave < 1000) { return; } let cookie = localStoragePrefix + "=" + JSON.stringify(data) + "; path=" + window.location.pathname + "'; SameSite=Strict"; cookie += "; expires=" + new Date(Date.now() + 1000 * 60 * 60 * 24 * 365 * 1000).toUTCString(); document.cookie = cookie; lastSave = Date.now(); } function loadLocal() { var cookiePrefix = localStoragePrefix + "="; var cookieStart = document.cookie.indexOf(cookiePrefix); if (cookieStart > -1) { let cookieEnd = document.cookie.indexOf(";", cookieStart); if (cookieEnd == -1) { cookieEnd = document.cookie.length; } var cookieData = document.cookie.substring(cookieStart + cookiePrefix.length, cookieEnd); return JSON.parse(cookieData); } } </script>
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</body>
</html>
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