Oct 14, 2023
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3. Resize the iframe to fit your website.
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3. Resize the iframe to fit your website.
Javascript, HTML, CSS Code
<html>
<head>
<script type="text/javascript"> window.addEventListener('error', function(event) { var message = JSON.parse(JSON.stringify(event.message)); var source = event.filename; var lineno = event.lineno; var colno = event.colno; var error = event.error; window.parent.postMessage({ type: 'iframeError', details: { message: message, source: source, lineno: lineno, colno: colno, error: error ? error.stack : '' } }, '*'); }); window.addEventListener('unhandledrejection', function(event) { window.parent.postMessage({ type: 'iframePromiseRejection', details: { reason: event.reason } }, '*'); }); </script>
<meta charset="utf-8">
<meta http-equiv="X-UA-Compatible" content="IE=edge">
<meta name="viewport" content="width=device-width,initial-scale=1">
<title>Comprehensive Retirement Calculator</title>
<meta name="description" content="A user-friendly retirement calculator tailored for individuals seeking a holistic view of their retirement planning.">
<meta name="keywords" content="retirement calculator, retirement planning, savings, investments, inflation, retirement expenses">
<script src="https://ajax.googleapis.com/ajax/libs/jquery/3.6.0/jquery.min.js"></script>
<link href="https://stackpath.bootstrapcdn.com/bootstrap/5.0.2/css/bootstrap.min.css" rel="stylesheet"
integrity="sha384-EVSTQN3/azprG1Anm3QDgpJLIm9Nao0Yz1ztcQTwFspd3yD65VohhpuuCOmLASjC" crossorigin="anonymous">
<link href="https://stackpath.bootstrapcdn.com/font-awesome/4.7.0/css/font-awesome.min.css" rel="stylesheet">
<link href="https://fonts.googleapis.com/css?family=Arial:400,700" rel="stylesheet">
<script type="text/javascript">
try {
// App Javascript Goes Here. Place your entire script content inside the try block for error handling.
// This will run when the DOM is ready.
document.addEventListener("DOMContentLoaded", function() {
// Function to calculate retirement savings
function calculateRetirementSavings() {
// Get user inputs
var currentAge = parseInt($("#currentAge").val());
var retirementAge = parseInt($("#retirementAge").val());
var lifeExpectancy = parseInt($("#lifeExpectancy").val());
var currentSavings = parseFloat($("#currentSavings").val());
var monthlyContribution = parseFloat($("#monthlyContribution").val());
var expectedAnnualReturn = parseFloat($("#expectedAnnualReturn").val());
var expectedAnnualInflation = parseFloat($("#expectedAnnualInflation").val());
var investmentRiskProfile = $("#investmentRiskProfile").val();
var otherRetirementIncome = parseFloat($("#otherRetirementIncome").val());
var lumpSumAdditions = parseFloat($("#lumpSumAdditions").val());
var retirementExpenses = parseFloat($("#retirementExpenses").val());
// Calculate years left until retirement
var yearsToRetirement = retirementAge - currentAge;
// Calculate adjusted retirement savings considering inflation and contributions
var adjustedSavings = currentSavings;
for (var i = 0; i < yearsToRetirement; i++) {
adjustedSavings += (monthlyContribution * 12);
adjustedSavings *= (1 + (expectedAnnualReturn / 100));
adjustedSavings /= (1 + (expectedAnnualInflation / 100));
}
// Calculate potential annual withdrawal amount post-retirement
var yearsInRetirement = lifeExpectancy - retirementAge;
var annualWithdrawalAmount = adjustedSavings / yearsInRetirement;
// Determine any shortfall or surplus based on projected savings and anticipated retirement expenses
var shortfallOrSurplus = annualWithdrawalAmount - retirementExpenses;
// Display results
$("#adjustedSavings").text("$" + adjustedSavings.toFixed(2));
$("#annualWithdrawalAmount").text("$" + annualWithdrawalAmount.toFixed(2));
$("#shortfallOrSurplus").text("$" + shortfallOrSurplus.toFixed(2));
}
// Listen for form submission
$("#retirementForm").submit(function(event) {
event.preventDefault();
calculateRetirementSavings();
});
// Function to save user inputs
function saveData() {
var data = {
currentAge: $("#currentAge").val(),
retirementAge: $("#retirementAge").val(),
lifeExpectancy: $("#lifeExpectancy").val(),
currentSavings: $("#currentSavings").val(),
monthlyContribution: $("#monthlyContribution").val(),
expectedAnnualReturn: $("#expectedAnnualReturn").val(),
expectedAnnualInflation: $("#expectedAnnualInflation").val(),
investmentRiskProfile: $("#investmentRiskProfile").val(),
otherRetirementIncome: $("#otherRetirementIncome").val(),
lumpSumAdditions: $("#lumpSumAdditions").val(),
retirementExpenses: $("#retirementExpenses").val()
};
localStorage.setItem("retirementData", JSON.stringify(data));
}
// Function to load saved user inputs
function loadData() {
var data = JSON.parse(localStorage.getItem("retirementData"));
if (data) {
$("#currentAge").val(data.currentAge);
$("#retirementAge").val(data.retirementAge);
$("#lifeExpectancy").val(data.lifeExpectancy);
$("#currentSavings").val(data.currentSavings);
$("#monthlyContribution").val(data.monthlyContribution);
$("#expectedAnnualReturn").val(data.expectedAnnualReturn);
$("#expectedAnnualInflation").val(data.expectedAnnualInflation);
$("#investmentRiskProfile").val(data.investmentRiskProfile);
$("#otherRetirementIncome").val(data.otherRetirementIncome);
$("#lumpSumAdditions").val(data.lumpSumAdditions);
$("#retirementExpenses").val(data.retirementExpenses);
}
}
// Load saved data on page load
loadData();
});
} catch (error) {
// This will throw the error to the parent window.
throw error;
}
</script>
<style>
/* App CSS Goes Here */
body {
font-family: 'Arial', sans-serif;
}
.container {
max-width: 600px;
margin: 0 auto;
padding: 20px;
}
h1 {
font-size: 24px;
margin-bottom: 20px;
}
label {
font-weight: bold;
}
.form-control {
margin-bottom: 10px;
}
.result {
margin-top: 20px;
}
.result label {
font-weight: normal;
}
.btn-primary {
background-color: #007bff;
border-color: #007bff;
}
.btn-primary:hover {
background-color: #0069d9;
border-color: #0062cc;
}
</style>
<link rel="canonical" href="https://calculator.tools/app/comprehensive-retirement-calculator-445/">
<meta charset="utf-8">
</head>
<body>
<div id="main-container" class="container">
<h1>Comprehensive Retirement Calculator</h1>
<form id="retirementForm">
<div class="mb-3">
<label for="currentAge" class="form-label">Current Age:</label>
<input type="number" class="form-control" id="currentAge" required>
<small class="form-text text-muted">Your current age in years.</small>
</div>
<div class="mb-3">
<label for="retirementAge" class="form-label">Desired Retirement Age:</label>
<input type="number" class="form-control" id="retirementAge" required>
<small class="form-text text-muted">The age at which you want to retire in years.</small>
</div>
<div class="mb-3">
<label for="lifeExpectancy" class="form-label">Life Expectancy:</label>
<input type="number" class="form-control" id="lifeExpectancy" required>
<small class="form-text text-muted">Your expected life expectancy in years.</small>
</div>
<div class="mb-3">
<label for="currentSavings" class="form-label">Current Savings ($):</label>
<input type="number" class="form-control" id="currentSavings" required>
<small class="form-text text-muted">The total amount of money you currently have saved for retirement.</small>
</div>
<div class="mb-3">
<label for="monthlyContribution" class="form-label">Monthly Contribution ($):</label>
<input type="number" class="form-control" id="monthlyContribution" required>
<small class="form-text text-muted">The amount of money you plan to contribute towards your retirement savings every month.</small>
</div>
<div class="mb-3">
<label for="expectedAnnualReturn" class="form-label">Expected Annual Return (%):</label>
<input type="number" class="form-control" id="expectedAnnualReturn" required>
<small class="form-text text-muted">The average annual return you expect to earn from your retirement investments, expressed as a percentage.</small>
</div>
<div class="mb-3">
<label for="expectedAnnualInflation" class="form-label">Expected Annual Inflation Rate (%):</label>
<input type="number" class="form-control" id="expectedAnnualInflation" required>
<small class="form-text text-muted">The estimated annual rate of inflation, expressed as a percentage. This will help adjust your retirement savings for future purchasing power.</small>
</div>
<div class="mb-3">
<label for="investmentRiskProfile" class="form-label">Investment Risk Profile:</label>
<select class="form-control" id="investmentRiskProfile" required>
<option value="conservative">Conservative</option>
<option value="balanced">Balanced</option>
<option value="aggressive">Aggressive</option>
</select>
<small class="form-text text-muted">Your risk tolerance level when it comes to investing your retirement savings. Choose a profile that aligns with your comfort level.</small>
</div>
<div class="mb-3">
<label for="otherRetirementIncome" class="form-label">Other Retirement Income ($):</label>
<input type="number" class="form-control" id="otherRetirementIncome" required>
<small class="form-text text-muted">Any additional income you expect to receive during retirement from sources other than your retirement savings (e.g., social security, pension).</small>
</div>
<div class="mb-3">
<label for="lumpSumAdditions" class="form-label">Occasional Lump Sum Additions ($):</label>
<input type="number" class="form-control" id="lumpSumAdditions" required>
<small class="form-text text-muted">Any one-time lump sum additions you plan to make to your retirement savings (e.g., inheritance, bonus).</small>
</div>
<div class="mb-3">
<label for="retirementExpenses" class="form-label">Expected Monthly or Annual Expenses in Retirement ($):</label>
<input type="number" class="form-control" id="retirementExpenses" required>
<small class="form-text text-muted">Your estimated monthly or annual expenses during retirement.</small>
</div>
<button type="submit" class="btn btn-primary">Calculate</button>
</form>
<div class="result">
<label for="adjustedSavings">Adjusted Retirement Savings:</label>
<p id="adjustedSavings"></p>
<label for="annualWithdrawalAmount">Potential Annual Withdrawal Amount:</label>
<p id="annualWithdrawalAmount"></p>
<label for="shortfallOrSurplus">Shortfall or Surplus:</label>
<p id="shortfallOrSurplus"></p>
</div>
</div>
<script type="text/javascript"> var localStoragePrefix = "ct-445"; var lastSave = 0; function saveLocal(data) { if (Date.now() - lastSave < 1000) { return; } let cookie = localStoragePrefix + "=" + JSON.stringify(data) + "; path=" + window.location.pathname + "'; SameSite=Strict"; cookie += "; expires=" + new Date(Date.now() + 1000 * 60 * 60 * 24 * 365 * 1000).toUTCString(); document.cookie = cookie; lastSave = Date.now(); } function loadLocal() { var cookiePrefix = localStoragePrefix + "="; var cookieStart = document.cookie.indexOf(cookiePrefix); if (cookieStart > -1) { let cookieEnd = document.cookie.indexOf(";", cookieStart); if (cookieEnd == -1) { cookieEnd = document.cookie.length; } var cookieData = document.cookie.substring(cookieStart + cookiePrefix.length, cookieEnd); return JSON.parse(cookieData); } } </script>
<script type="text/javascript"> window.addEventListener('load', function() { var observer = new MutationObserver(function() { window.parent.postMessage({height: document.documentElement.scrollHeight || document.body.scrollHeight},"*"); }); observer.observe(document.body, {attributes: true, childList: true, subtree: true}); window.parent.postMessage({height: document.documentElement.scrollHeight || document.body.scrollHeight},"*"); }); </script>
</body>
</html>
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