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<title>Financial Planning Value Calculator</title>
<meta name="description" content="A calculator that quantifies the value of financial planning advice across various categories as a percentage of the client's annual household income.">
<link href="https://fonts.googleapis.com/css2?family=Poppins:wght@400;700&display=swap" rel="stylesheet">
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<style>
body { font-family: 'Poppins', sans-serif; }
.category span { font-weight: bold; }
table { border-collapse: collapse; width: 100%; }
th, td { text-align: left; padding: 8px; }
tr:nth-child(even) { background-color: #f2f2f2; }
th { background-color: #4CAF50; color: white; }
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<body class="bg-gray-100">
<div class="max-w-xl mx-auto p-5">
<h1 class="text-2xl font-bold mb-4">Financial Planning Value Calculator</h1>
<div class="mb-4">
<label for="income" class="block mb-2">Enter Your Annual Household Income:</label>
<input type="number" id="income" class="w-full p-2 border rounded" placeholder="Annual Income">
</div>
<div class="mb-4">
<label for="fee" class="block mb-2">Annual Financial Planning Fee:</label>
<input type="number" id="fee" class="w-full p-2 border rounded" placeholder="Enter fee amount">
</div>
<div class="mb-4">
<label for="years" class="block mb-2">Number of Years for Financial Planning (optional):</label>
<input type="number" id="years" class="w-full p-2 border rounded" placeholder="Enter number of years">
</div>
<button onclick="calculate()" class="bg-blue-500 hover:bg-blue-700 text-white font-bold py-2 px-4 rounded">Calculate</button>
<div id="results" class="mt-4"></div>
</div>
<script>
function calculate() {
const income = document.getElementById('income').value;
const fee = document.getElementById('fee').value || 0;
const years = document.getElementById('years').value || 1; // Default to 1 if not specified
const categories = {
'Cash Flow Planning': 1.2,
'Goal Planning': 0.75,
'Tax Planning': 1.5,
'Investment Planning': 0.75,
'Retirement Planning': 1,
'Insurance Planning': 0.65,
'Behavioral Planning': 0.75
};
let totalValue = 0;
let resultsHTML = '<table class=\"w-full mt-4\"><thead><tr><th>Category</th><th>Percentage</th><th>Value</th></tr></thead><tbody>';
for (const [category, percent] of Object.entries(categories)) {
const value = income * (percent / 100);
totalValue += value;
resultsHTML += `<tr><td>${category}</td><td>${percent}%</td><td>$${numberWithCommas(value.toFixed(2))}</td></tr>`;
}
if (fee > 0) {
resultsHTML += `<tr><td>Financial Planning Fee</td><td>-</td><td>-$${numberWithCommas(parseFloat(fee).toFixed(2))}</td></tr>`;
}
totalValue -= parseFloat(fee);
resultsHTML += `<tr class=\"font-bold\"><td colspan=\"2\">Net Annual Quantitative Value (after fees):</td><td>$${numberWithCommas(totalValue.toFixed(2))}</td></tr>`;
if (years > 1) {
const totalValueOverYears = totalValue * years;
resultsHTML += `<tr class=\"font-bold bg-gray-200\"><td colspan=\"2\">Total Value Over ${years} Years (after fees):</td><td>$${numberWithCommas(totalValueOverYears.toFixed(2))}</td></tr>`;
}
resultsHTML += '</tbody></table>';
document.getElementById('results').innerHTML = resultsHTML;
}
function numberWithCommas(x) {
return x.toString().replace(/\B(?=(\d{3})+(?!\d))/g, ",");
}
</script>
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