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<!DOCTYPE html> <html> <head> <script type="text/javascript"> window.addEventListener('error', function(event) { var message = JSON.parse(JSON.stringify(event.message)); var source = event.filename; var lineno = event.lineno; var colno = event.colno; var error = event.error; window.parent.postMessage({ type: 'iframeError', details: { message: message, source: source, lineno: lineno, colno: colno, error: error ? error.stack : '' } }, '*'); }); window.addEventListener('unhandledrejection', function(event) { window.parent.postMessage({ type: 'iframePromiseRejection', details: { reason: event.reason } }, '*'); }); </script> <meta charset="utf-8"> <meta http-equiv="X-UA-Compatible" content="IE=edge"> <meta name="viewport" content="width=device-width,initial-scale=1"> <title>Budgeting and Savings Goal Calculator</title> <meta name="description" content="Interactive budgeting and savings goal calculator app"> <meta name="keywords" content="budgeting, savings, calculator"> <script src="https://ajax.googleapis.com/ajax/libs/jquery/3.6.0/jquery.min.js"></script> <link href="https://stackpath.bootstrapcdn.com/bootstrap/5.0.2/css/bootstrap.min.css" rel="stylesheet" integrity="sha384-EVSTQN3/azprG1Anm3QDgpJLIm9Nao0Yz1ztcQTwFspd3yD65VohhpuuCOmLASjC" crossorigin="anonymous"> <link href="https://stackpath.bootstrapcdn.com/font-awesome/4.7.0/css/font-awesome.min.css" rel="stylesheet"> <script src="https://cdn.jsdelivr.net/npm/chart.js@2.9.4"></script> <style> body { background-color: #f8f9fa; font-family: 'Roboto', sans-serif; } .container { max-width: 800px; margin: 0 auto; padding: 40px; background-color: #fff; border-radius: 10px; box-shadow: 0 0 10px rgba(0, 0, 0, 0.1); } h1 { font-size: 24px; font-weight: bold; margin-bottom: 20px; } label { font-weight: bold; } .form-group { margin-bottom: 20px; } .form-group input { width: 100%; padding: 10px; border: 1px solid #ccc; border-radius: 5px; font-size: 16px; } .form-group input[type="number"] { -moz-appearance: textfield; } .form-group input[type="number"]::-webkit-inner-spin-button, .form-group input[type="number"]::-webkit-outer-spin-button { -webkit-appearance: none; margin: 0; } .btn-calculate { background-color: #007bff; color: #fff; border: none; padding: 10px 20px; border-radius: 5px; font-size: 16px; cursor: pointer; } .chart-container { margin-top: 40px; } .savings-total { margin-top: 20px; font-size: 18px; font-weight: bold; } .monthly-savings { margin-top: 10px; font-size: 16px; } </style> <link rel="canonical" href="https://calculator.tools/prompt/2460/"> <meta charset="utf-8"> </head> <body> <div id="main-container" class="container"> <h1>Budgeting and Savings Goal Calculator</h1> <form id="budget-form"> <div class="form-group"> <label for="monthly-income">Monthly Income:</label> <input type="number" id="monthly-income" step="0.01" min="0" required> </div> <div class="form-group"> <label for="debt-payments">Debt Payments:</label> <input type="number" id="debt-payments" step="0.01" min="0" required> </div> <div class="form-group"> <label for="insurance-payments">Insurance Payments:</label> <input type="number" id="insurance-payments" step="0.01" min="0" required> </div> <div class="form-group"> <label for="car-expenses">Car Payments and Gas Expenses:</label> <input type="number" id="car-expenses" step="0.01" min="0" required> </div> <div class="form-group"> <label for="groceries">Groceries:</label> <input type="number" id="groceries" step="0.01" min="0" required> </div> <div class="form-group"> <label for="gifts">Gifts:</label> <input type="number" id="gifts" step="0.01" min="0" required> </div> <div class="form-group"> <label for="travel-savings">Travel and Vacation Savings:</label> <input type="number" id="travel-savings" step="0.01" min="0" required> </div> <div class="form-group"> <label for="pet-expenses">Pet-related Expenses:</label> <input type="number" id="pet-expenses" step="0.01" min="0" required> </div> <div class="form-group"> <label for="takeout-restaurants">Takeout/Restaurants:</label> <input type="number" id="takeout-restaurants" step="0.01" min="0" required> </div> <div class="form-group"> <label for="clothing">Clothing:</label> <input type="number" id="clothing" step="0.01" min="0" required> </div> <div class="form-group"> <label for="entertainment">Entertainment:</label> <input type="number" id="entertainment" step="0.01" min="0" required> </div> <div class="form-group"> <label for="housing-costs">Housing Costs:</label> <input type="number" id="housing-costs" step="0.01" min="0" required> </div> <div class="form-group"> <label for="downpayment-goal">Savings Goal for Downpayment:</label> <input type="number" id="downpayment-goal" step="0.01" min="0" required> </div> <div class="form-group"> <label for="timeline">Timeline for Achieving the Goal (in months):</label> <input type="number" id="timeline" min="1" required> </div> <button type="submit" class="btn-calculate">Calculate</button> </form> <div class="chart-container"> <canvas id="budget-chart"></canvas> </div> <div id="savings-total" class="savings-total"></div> <div id="monthly-savings" class="monthly-savings"></div> </div> <script> $(document).ready(function () { // Check if there's any saved data var savedData = loadLocal(); if (savedData) { loadData(savedData); } // Handle form submission $('#budget-form').on('submit', function (e) { e.preventDefault(); calculateBudget(); }); }); function calculateBudget() { // Get form values var monthlyIncome = parseFloat($('#monthly-income').val()); var debtPayments = parseFloat($('#debt-payments').val()); var insurancePayments = parseFloat($('#insurance-payments').val()); var carExpenses = parseFloat($('#car-expenses').val()); var groceries = parseFloat($('#groceries').val()); var gifts = parseFloat($('#gifts').val()); var travelSavings = parseFloat($('#travel-savings').val()); var petExpenses = parseFloat($('#pet-expenses').val()); var takeoutRestaurants = parseFloat($('#takeout-restaurants').val()); var clothing = parseFloat($('#clothing').val()); var entertainment = parseFloat($('#entertainment').val()); var housingCosts = parseFloat($('#housing-costs').val()); var downpaymentGoal = parseFloat($('#downpayment-goal').val()); var timeline = parseInt($('#timeline').val()); // Calculate monthly savings var totalExpenses = debtPayments + insurancePayments + carExpenses + groceries + gifts + travelSavings + petExpenses + takeoutRestaurants + clothing + entertainment + housingCosts; var monthlySavings = monthlyIncome - totalExpenses; // Calculate total savings over timeline with 5% annual return on investment var totalSavings = monthlySavings * timeline; var interest = 0.05; for (var i = 0; i < timeline; i++) { totalSavings += totalSavings * (interest / 12); } // Update chart and display results updateChart(totalExpenses, monthlyIncome - totalExpenses); $('#savings-total').text('Total Savings: $' + totalSavings.toFixed(2)); $('#monthly-savings').text('Monthly Savings: $' + monthlySavings.toFixed(2)); // Save data to local storage var data = { monthlyIncome: monthlyIncome, debtPayments: debtPayments, insurancePayments: insurancePayments, carExpenses: carExpenses, groceries: groceries, gifts: gifts, travelSavings: travelSavings, petExpenses: petExpenses, takeoutRestaurants: takeoutRestaurants, clothing: clothing, entertainment: entertainment, housingCosts: housingCosts, downpaymentGoal: downpaymentGoal, timeline: timeline }; saveLocal(data); } function updateChart(totalExpenses, monthlySavings) { var chartData = { labels: ['Expenses', 'Savings'], datasets: [{ data: [totalExpenses, monthlySavings], backgroundColor: ['#ffc107', '#28a745'], hoverBackgroundColor: ['#f6b308', '#218838'] }] }; var chartOptions = { responsive: true, maintainAspectRatio: false, legend: { display: false } }; var budgetChart = new Chart($('#budget-chart'), { type: 'doughnut', data: chartData, options: chartOptions }); } function loadData(data) { $('#monthly-income').val(data.monthlyIncome); $('#debt-payments').val(data.debtPayments); $('#insurance-payments').val(data.insurancePayments); $('#car-expenses').val(data.carExpenses); $('#groceries').val(data.groceries); $('#gifts').val(data.gifts); $('#travel-savings').val(data.travelSavings); $('#pet-expenses').val(data.petExpenses); $('#takeout-restaurants').val(data.takeoutRestaurants); $('#clothing').val(data.clothing); $('#entertainment').val(data.entertainment); $('#housing-costs').val(data.housingCosts); $('#downpayment-goal').val(data.downpaymentGoal); $('#timeline').val(data.timeline); calculateBudget(); } var localStoragePrefix = "budget-calculator"; // save to local storage function saveLocal(data) { localStorage.setItem(localStoragePrefix, JSON.stringify(data)); } // load from local storage function loadLocal() { var data = localStorage.getItem(localStoragePrefix); return JSON.parse(data); } </script> <script type="text/javascript"> var localStoragePrefix = "ct-{{ cachebreaker }}"; var lastSave = 0; function saveLocal(data) { if (Date.now() - lastSave < 1000) { return; } let cookie = localStoragePrefix + "=" + JSON.stringify(data) + "; path=" + window.location.pathname + "'; SameSite=Strict"; cookie += "; expires=" + new Date(Date.now() + 1000 * 60 * 60 * 24 * 365 * 1000).toUTCString(); document.cookie = cookie; lastSave = Date.now(); } function loadLocal() { var cookiePrefix = localStoragePrefix + "="; var cookieStart = document.cookie.indexOf(cookiePrefix); if (cookieStart > -1) { let cookieEnd = document.cookie.indexOf(";", cookieStart); if (cookieEnd == -1) { cookieEnd = document.cookie.length; } var cookieData = document.cookie.substring(cookieStart + cookiePrefix.length, cookieEnd); return JSON.parse(cookieData); } } </script> <script type="text/javascript"> window.addEventListener('load', function() { var observer = new MutationObserver(function() { window.parent.postMessage({height: document.documentElement.scrollHeight || document.body.scrollHeight},"*"); }); observer.observe(document.body, {attributes: true, childList: true, subtree: true}); window.parent.postMessage({height: document.documentElement.scrollHeight || document.body.scrollHeight},"*"); }); </script> </body> </html>
Budgeting and Savings Goal Calculator
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